Investment Products​

Import/export transactions refer to converting Turkish lira into various foreign currencies or converting various foreign currencies into Turkish lira for the purpose of converting checks and other debt instruments denominated in foreign currencies into cash, other payments and collections similar to these items, or investment purposes. You can make foreign currency buying and selling transactions through Odeabank branches and alternative distribution channels.

Import/export transactions are transactions that enable a foreign currency in the customer's assets to be used in case of payment in another foreign currency, or the foreign currency in the payment type is not found in the customer's assets but is converted into another foreign currency, and also enables the conversion of one foreign currency into another for investment purposes.You can carry out parity buying and selling transactions through Odeabank branches and alternative distribution channels.

It is the process of temporarily converting a currency into another currency for a predetermined time period, and then converting the obtained currency back into the initial currency at the end of the time interval. It can also be defined as temporarily creating resources in another currency instead of the existing source currency or temporarily converting the debt currency into debt in another currency and converting it back into debt in the first currency at the end of maturity. You can make foreign exchange swap through Odeabank branches and the Head Office Treasury department.

Although the interest return or interest cost of a debt or asset fluctuates with market rates, the return or payment in question is converted to a fixed rate, or the payment or return that starts at a fixed rate is converted to a variable rate. They can mostly do this for your needs, such as converting variable rate loan interest rates to fixed rates or converting fixed rate loans to variable rates. You can get pricing and technical support for this product from Odeabank Treasury department.

T.R. Debt securities issued by the Treasury in TL or foreign currency are medium and long-term investment instruments that enable you to invest your money. Treasury Bills, T.R. Government bonds are government bonds indexed to foreign currency or foreign currency with a maturity of less than one year, issued by the Treasury. You can invest in the medium and long term with Government Bonds and Treasury Bills. In addition, you can sell these investment instruments and convert them into cash whenever you want, without waiting for the maturity date, so you can benefit from alternative investment opportunities that may arise in the markets.

It is the sale of treasury bills or government bonds with a repurchase commitment at interest rates determined according to market conditions. It is offered to our customers through branches and alternative distribution channels.

Eurobond is a generally long-term debt instrument that states or institutions offer for sale in foreign currencies in international markets in order to obtain external borrowing.

It is an instrument for investors who prefer to invest their savings in foreign currency, long-term investment instruments, and can be converted into cash before maturity.

To get more information, you can visit all Odeabank branches or call 444 8 444 Odeabank Contact Center.

What are its features?

• Usually exported in USD or EUR.
• Maturity is generally between 5-30 years.
• Coupon interest is fixed or variable. It can be paid semi-annually or annually. USD bonds must pay coupons every 6 months, EUR bonds must pay coupons annually.
• Interest on coupons is expressed as annual simple interest.
• The standard transaction date for value dates is T+3 business days.
• The minimum amount determined by our bank for Eurobond sales is 10,000 USD.

What are the advantages?

• It is a suitable investment tool for individuals and companies who want to make long-term investments in foreign currency.
• It is traded in international markets.
• Provides a regular cash flow to the investor by making coupon payments at certain periods. Coupons usually have a fixed interest rate. Principal and coupon payments are made in the currency in which it is issued.
• Although Eurobonds are long-term, they offer their investors the advantage of being converted into cash before maturity, as in Treasury Bills and Government Bonds.
• Its return is higher than other foreign currency investments; However, since it is traded in international markets, it is open to price fluctuations that may be caused by both domestic and international economic and political developments. Therefore, there is principal risk.
• There is no withholding tax on Eurobond coupon payments.
• T.R. Eurobonds issued by the Treasury are under state guarantee.

It is an investment product that you can choose to increase your deposit return. Thanks to the option transaction within DCD, the customer transfers the right to buy or sell a currency type to the bank at a determined maturity and level and receives a certain premium in return. With the return of this premium, the return of the bonded deposit also increases.

What are the advantages?

• You can benefit from the opportunities that may arise in the markets with your investment.
• Applicable to all currency pairs. (USD/TRY, EUR/TRY, EUR/USD…)

Forward is an agreement that regulates the purchase or sale of one currency against another currency at a predetermined maturity and exchange rate. The most important advantage is that the transaction maturity and amount can be determined according to need. At maturity, the parties must fulfill their obligations at the predetermined exchange rate and amount.

Forward transactions are forward transactions that are mainly used by institutions and investors to manage exchange rate risk.

What are its advantages?

• In the transaction period, regardless of the level of the currency traded, the transaction rate determined via forward will be valid. In this way, you will not be affected by market fluctuations and price changes.
• It does not require a predetermined premium payment.

To get more information, you can visit all Odeabank branches or call 444 8 444 Odeabank Contact Center.

Meet alternative option contracts that will provide the flexibility you need in your investments in the fast-changing financial markets of the new age!

An option is a contract that gives the investor who purchases the option the right to buy or sell an asset in a certain amount and at a certain price, at a certain maturity or on any date until maturity. It is up to the party purchasing the contract to exercise the right to buy or sell the option (to exercise the option). The party purchasing the option pays an initial premium to the option seller in exchange for this option right.

Option contracts can be bought and sold in both organized markets and over-the-counter markets. Therefore, the maturity, amount and price of the option can be determined according to need. The assets subject to option contracts are very variable, depending on the need, transactions can be made in foreign currency, interest, stocks, asset-based indices, capital market instruments and raw material-based contracts. The most traded contracts in our country are foreign exchange and stock contracts.

To get more information, you can visit all Odeabank branches or call 444 8 444 Odeabank Contact Center.

What are the advantages?

By paying a certain premium with the option transaction, the Option Buyer is not affected by the price movements that may occur in the maturity of the instrument to be traded. He/she has the right to make or not make a transaction on the maturity date. Option provides insurance against price movements to the extent foreseen by the buyer.

The Option Seller has the opportunity to have the return corresponding to this risk, to the extent of the risk he determines. Thus, it demands a return from the option buyer as a premium in addition to the risk-free (interest) return of the asset it owns.